Olbos
Launch app

Terms of Service

Last updated: June 5, 2026

These Terms of Service (these “Terms”) constitute a binding agreement between you (“you,” “your,” or “User”) and Olbos (“Olbos,” “we,” “us,” or “our”) governing your access to and use of the Olbos protocol interfaces, application programming interfaces, MCP server, software development kits, dashboard, websites, and related services (collectively, the “Services”). By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, do not access or use the Services.

1. Definitions

“Digital Assets” means cryptographic tokens, including without limitation USDC and SOL. “Smart Wallet” means an on-chain account, including a Swig smart wallet, controlled by keys you hold. “Policy” means the machine-readable mandate you configure governing permitted venues, allocation limits, liquidity buffers, custody caps, and related parameters. “Venue” means a third-party on-chain protocol to which capital may be deployed pursuant to a Policy. “x402” means the HTTP 402-based payment protocol through which metered usage of the Services is paid and settled.

2. Nature of the Services; Non-Custodial

The Services consist of software that proposes, simulates, and executes transactions from your Smart Wallet strictly within the bounds of your Policy. The Services are non-custodial: at no time do we take possession, custody, or control of your Digital Assets or of the root keys to your Smart Wallet. All engine activity occurs through scoped session permissions that you grant and may revoke, and that are enforced at the wallet and program layer. We are a software provider; we are not a bank, trust company, custodian, broker-dealer, exchange, money transmitter, or investment adviser, and the Services do not constitute any of the foregoing.

3. Eligibility

You represent and warrant that: (a) you are of legal age and have full capacity to enter into these Terms; (b) you are not located in, organized in, or a resident of any jurisdiction where use of the Services is prohibited or restricted; (c) you are not a person with whom dealings are prohibited under applicable sanctions laws, and are not owned or controlled by any such person; and (d) your use of the Services complies with all laws applicable to you, including securities, commodities, tax, and anti-money-laundering laws.

4. Your Keys; Your Policy; Your Responsibility

You are solely responsible for: (a) the generation, safekeeping, and confidentiality of all keys, seed phrases, and credentials associated with your Smart Wallet; (b) the substance of any Policy you deploy, including its venue allowlist and limits; and (c) all activity initiated by agents, software, or persons to whom you grant capabilities. A flawed Policy faithfully executed remains your Policy. Loss of root keys may result in the irreversible loss of Digital Assets, and we will have no ability, and no obligation, to recover them.

5. Fees and Payment

Access to metered endpoints is priced per request and settled in Digital Assets over x402 at the price presented in the applicable 402 response at the time of the request. Submission of payment in response to a 402 response constitutes acceptance of the quoted price. All fees are non-refundable once the corresponding request has been served. Network fees (including transaction fees on Solana) are incurred by you and are outside our control. We may change pricing prospectively at any time.

6. Third-Party Protocols and Venues

Venues are independent third-party protocols not operated, controlled, audited, or endorsed by us. Deployment of capital to a Venue is performed by your Smart Wallet pursuant to your Policy. We make no representation or warranty as to the security, solvency, performance, or continued operation of any Venue, oracle, stablecoin issuer, or blockchain network, and we bear no responsibility for losses arising from any of them.

7. No Advice; No Fiduciary Duty

Nothing in the Services, the documentation, or any communication from us constitutes investment, financial, legal, tax, or accounting advice, or a recommendation or solicitation with respect to any Digital Asset, Venue, or strategy. Yields displayed are historical or simulated estimates, are not promises of future performance, and may be zero or negative. To the maximum extent permitted by law, no fiduciary, advisory, or trust relationship arises between you and us.

8. Acknowledgment of Risk

You acknowledge that the use of autonomous software to deploy Digital Assets on-chain involves substantial risk, including total loss of capital, as further described in our Risk Disclosures, which are incorporated into these Terms by reference. You agree that you use the Services at your own risk and that you will not commit capital you cannot afford to lose.

9. License; Intellectual Property

Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Services for their intended purpose. Except for rights expressly granted, we and our licensors retain all right, title, and interest in and to the Services, including all software, designs, trademarks, and content. Open-source components are licensed under their respective licenses, which govern in the event of conflict with this Section.

10. Prohibited Conduct

You agree not to, and not to permit any agent acting under your capabilities to:

  • use the Services in violation of applicable law, including sanctions and export-control laws;
  • use the Services to launder funds or to conceal the proceeds of unlawful activity;
  • probe, attack, overload, reverse engineer (except as permitted by law), or interfere with the Services;
  • circumvent, or attempt to circumvent, any Policy, rate limit, metering, or access control;
  • misrepresent your identity or affiliation, or use credentials or capabilities you are not authorized to use.

11. Suspension and Termination

We may suspend or terminate your access to the Services, in whole or in part, at any time, with or without notice, where we reasonably believe such action is necessary to comply with law, to protect the Services or other users, or in response to your breach of these Terms. Because the Services are non-custodial, suspension or termination does not affect your control of your Smart Wallet or your Digital Assets, including your ability to execute break-glass withdrawal directly on-chain.

12. Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND WITHOUT ANY WARRANTY THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY DEFECT WILL BE CORRECTED. WE DO NOT WARRANT THE PERFORMANCE OF ANY BLOCKCHAIN NETWORK, VENUE, ORACLE, OR STABLECOIN.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW: (A) IN NO EVENT WILL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR DIGITAL ASSETS, ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES; AND (B) OUR AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES WILL NOT EXCEED THE GREATER OF ONE HUNDRED U.S. DOLLARS (US$100) AND THE FEES ACTUALLY PAID BY YOU TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

14. Indemnification

You will defend, indemnify, and hold harmless Olbos and its affiliates, contributors, officers, and agents from and against any claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to: (a) your use of the Services; (b) your Policy and any activity of agents acting under capabilities you granted; (c) your breach of these Terms; or (d) your violation of applicable law or the rights of any third party.

15. Modifications to the Services and these Terms

We may modify, suspend, or discontinue any aspect of the Services at any time. We may amend these Terms by posting the amended Terms with a revised “Last updated” date; material changes will be conspicuously indicated. Your continued use of the Services after the effective date of any amendment constitutes acceptance of the amended Terms.

16. Governing Law; Dispute Resolution

These Terms and any dispute arising out of or relating to them or the Services shall be governed by the laws of the jurisdiction to be designated in the executed version of these Terms, without regard to conflict-of-laws principles. The parties shall first attempt in good faith to resolve any dispute informally by notice to team@olbos.tech. Formal venue, arbitration provisions, and any class-action waiver will be set out in the executed version of these Terms following review by counsel.

17. Miscellaneous

If any provision of these Terms is held unenforceable, the remaining provisions will remain in full force and effect. These Terms, together with the Risk Disclosures and Privacy Policy, constitute the entire agreement between you and us with respect to the Services and supersede all prior agreements. You may not assign these Terms without our prior written consent; we may assign them in connection with a merger, acquisition, or sale of assets. Our failure to enforce any provision is not a waiver. Section headings are for convenience only.

18. Contact

Questions regarding these Terms may be directed to team@olbos.tech.